3 Beds
2 Baths
1,970 SqFt
3 Beds
2 Baths
1,970 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,970 sqft
Price per Sqft $200
Subdivision Harmony Central Ph 1
MLS Listing ID O6276985
Bedrooms 3
Full Baths 2
Construction Status Completed
HOA Fees $825/ann
HOA Y/N Yes
Annual Recurring Fee 825.0
Year Built 2025
Annual Tax Amount $698
Lot Size 6,098 Sqft
Acres 0.14
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
In today's market, finding a brand-new home with an affordable payment is rare—finding one that also delivers space, privacy, and long-term value is even rarer. This brand-new, spacious 3-bedroom, 2-bath home offers an exceptional opportunity to lock in a fixed 3.99 30-year FHA interest rate, with estimated monthly payments as low as $2,600, making home ownership both achievable and smart right now.
From the moment you step inside, the home invites you to slow down and enjoy the space. Ten-foot ceilings throughout create an airy, open feel, while the thoughtfully designed floor plan balances everyday comfort with effortless entertaining. The large living area naturally brings people together, whether you're hosting friends or enjoying a quiet night in.
The primary suite feels like a true retreat, featuring vaulted ceilings and direct access to the covered lanai, where you can start your mornings overlooking peaceful conservation views and end your evenings surrounded by nature. This setting offers privacy and tranquility that can't be replicated.
At the heart of the home, the kitchen is designed for connection, anchored by a large center island overlooking the living area and a cozy breakfast nook for casual meals. A separate formal dining room adds flexibility and can easily serve as a home office or additional living space. Generously sized secondary bedrooms provide comfort and privacy for family members or guests.
Beyond the beauty, this home delivers confidence and value with a 1-year builder warranty and a 10-year structural warranty, offering peace of mind long after move-in. Located in Harmony Central, residents enjoy NO CDD fees, a low HOA, and a community designed for relaxed Florida living.
With closing costs available when using the preferred lender and the ability to secure this home with just a $1,000 deposit, the path to ownership is clearer than ever.
Why wait? Opportunities like this—combining a low fixed rate, brand-new construction, and serene surroundings—are limited.
Location
State FL
County Osceola
Community Harmony Central Ph 1
Area 34773 - St Cloud (Harmony)
Zoning RES
Interior
Interior Features Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System, Tray Ceiling(s), Vaulted Ceiling(s)
Heating Central
Cooling Central Air
Flooring Carpet, Ceramic Tile
Fireplace false
Appliance Dishwasher, Disposal, Microwave, Range
Laundry Laundry Room
Exterior
Exterior Feature Sidewalk
Garage Spaces 2.0
Community Features Clubhouse, Dog Park, Pool
Utilities Available Cable Available, Electricity Connected, Sewer Connected, Water Connected
Roof Type Shingle
Attached Garage false
Garage true
Private Pool No
Building
Lot Description Conservation Area
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Builder Name ADAMS HMS OF NW FLORIDA INC
Sewer Public Sewer
Water Public
Structure Type Block
New Construction true
Construction Status Completed
Schools
Elementary Schools Harmony Community School (K-5)
Middle Schools Harmony Middle
High Schools Harmony High
Others
Pets Allowed Yes
Senior Community No
Ownership Fee Simple
Monthly Total Fees $68
Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan
Membership Fee Required Required
Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan
Special Listing Condition None
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